Who is Eligible

 

• 65 +

• Under 65 on Social Security Disability for 24 consecutive months
   

Services Provided (no fee)
 

• Needs based evaluation

• Prescription Drug comparison report

• Medicare Advantage Plan comparison & evaluation

• Medicare Supplement Plan comparison & evaluation

• Medicare versus employer group plan comparison

• Annual re-evaluation

• On going communications via email/mail concerning plan changes

• On gong communications via email/mail concerning changes in drug costs and coverage

• Research of alternative options for purchase of prescriptions via coupons, grants, etc.
   

Additional value added benefits
 

• Client Appreciation Breakfasts

• Workshops with guest speakers

• Customer Care Representatives on staff

• Client representation in the Appeals / Grievance process

• Quarterly or Semi-annual follow-up appointment either via phone conference or face to face

Founded in 1936, GTL provides a portfolio of competitive, value-driven health, accident, life and special risk insurance programs to individuals, families and groups across the country.

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Supplemental Health & Accident Products 

• Cancer, Heart Attack, and Stroke Insurance: 

  Provides specific benefits for these critical illnesses, often with cash payouts directly to the insured. 

• Short-Term Care Insurance: 

  Also known as Recover Cash®, this product offers daily benefits for care in nursing homes, assisted living facilities, and at home, up to a set benefit period. 

• Hospital Indemnity Insurance: 

  Offers daily benefits for hospital stays, ambulance trips, skilled nursing, and other hospital-related services. 

• Precision Care Cancer Insurance: This innovative plan provides access to TGen's cutting-edge genomic sequencing services and consultations with oncology experts. It also pays a lump-sum benefit to cover the high costs of specialized cancer treatments.

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Buying Insurance is not the only answer

 

1. Low Annual cost

2. No Waiting Periods

3. No Deductibles

4. No Maximum limits

5. Coverage available immediately

6. Discounted dental, vision & hearing services up to 60%

Who should buy Long Term Care?

 

• Anyone concerned about paying for the cost of Long Term Care

• Anyone that does not want to use their personal assets to cover the cost of care

• Anyone that would like their own choice of Long Term Care facilities

• Anyone that would like to stay home as long as possible with assistance

• Anyone that does not want to burden their family

• Anyone that has assets they want to leave as a legacy to their family

 

Long Term Care Policies

 

• Traditional Long Term Care

• Long Term Care / Life Insurance Hybrid products

• Group Long Term Care