Services
Protect Your Health
Protecting your health means having coverage that goes beyond basic medical insurance. Even with Medicare, out-of-pocket costs can add up quickly—especially during hospital stays, unexpected illness, or ongoing dental needs.
At Roberson Tierney & Associates, we help clients strengthen their healthcare coverage with strategic supplemental and dental solutions designed to reduce financial exposure and protect long-term assets.
Why Supplemental Health Protection Matters
Medicare is a strong foundation, but it does not cover everything. Deductibles, copays, coinsurance, and non-covered services can create significant financial strain—often at the worst possible time.
A well-designed health protection strategy helps:
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Limit high out-of-pocket medical expenses
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Preserve retirement savings and investment assets
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Provide flexibility during health-related events
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Reduce financial stress for you and your family
For retirees and high-net-worth individuals alike, managing healthcare risk is a key part of protecting wealth.
Dental Coverage That Protects Health and Finances
Dental care is an essential part of overall health—but it’s often one of the most overlooked areas of coverage. Original Medicare does not cover most routine dental services, and dental costs can become significant over time.
We help clients explore dental coverage options that support:
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Preventive care and routine cleanings
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Major dental services and procedures
For retirees, proper dental coverage helps avoid large, unexpected expenses. For well-established clients, it provides cost control without sacrificing quality care.
Supplemental Health Protection Options
Hospital Indemnity Insurance
Hospital indemnity insurance provides cash benefits when you are admitted to the hospital or receive qualifying inpatient services.
This coverage can help offset:
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Hospital admissions and extended stays
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Copays, deductibles, and coinsurance
For retirees and asset-conscious individuals, hospital indemnity coverage helps protect savings by reducing the need for unexpected withdrawals during medical events.
Short-Term Care Coverage
Short-term care insurance provides financial support during temporary recovery periods following illness, injury, or surgery. It is designed to bridge the gap between medical insurance and long-term care planning.
Short-term care coverage may help with:
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Recovery at home or in a care facility
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Assistance with daily living activities
This option is ideal for individuals seeking flexibility and protection without the cost or permanence of traditional long-term care insurance.
Cancer, Heart Attack & Stroke
Critical illness insurance provides a lump-sum cash benefit following the diagnosis of covered conditions such as cancer, heart attack, or stroke. Benefits are paid directly to you and are not limited to medical expenses.
This coverage may help with:
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Treatment-related costs not fully covered by insurance
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Helps pay towards medical co-pays & deductibles
These policies help provide financial stability during serious health events—allowing you to focus on recovery, not financial stress.
Precision Care Cancer Insurance
Precision Care Cancer Insurance is designed to help address the costs associated with modern cancer treatments, including targeted therapies and advanced care options that may not be fully covered by traditional health insurance.
This coverage can help support:
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Specialized and innovative cancer treatments
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Out-of-pocket medical expenses
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Financial flexibility throughout treatment and recovery
For those focused on proactive planning, precision cancer coverage adds an extra layer of protection and certainty during an otherwise unpredictable time.
